The Benazir Income Support Program (BISP) continues to provide vital financial assistance to low-income families across Pakistan. As of August 2025, the BISP Kafalat Program has entered Phase 3, featuring important updates, expanded district coverage, and revised eligibility criteria.
This article will guide you through all the essential information about this phase, including payment details and how to check your status.
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What is the BISP Kafalat Program?
The BISP Kafalat Program is a government welfare initiative aimed at supporting low-income women and families throughout Pakistan. It was launched to reduce poverty and empower women by providing quarterly cash payments, primarily to female heads of households. Over time, the program has expanded its budget and reach, assisting millions nationwide.
August 2025 Payment Amount and Schedule
In Phase 3, eligible beneficiaries will receive PKR 13,500 as part of the quarterly payment cycle. Disbursements begin on August 18, 2025, and cash withdrawals will be available from August 20, 2025, through authorized bank agents, digital wallets, and BISP payment centers.
Payments are expected to be completed by the end of August to help families manage rising inflation and prepare for the new school term.
Newly Included Districts
This phase has expanded to include previously underserved districts in Balochistan, Khyber Pakhtunkhwa (KP), and interior Sindh. Thousands of newly surveyed households from these areas are now eligible to receive financial support. This expansion aligns with BISP’s goal of reaching all deserving families, including those in remote or conflict-affected regions.
Updated Eligibility Criteria: Who Qualifies?
To be eligible for Phase 3 of the BISP Kafalat Program in August 2025, applicants must meet these conditions:
- Hold a valid Computerized National Identity Card (CNIC)
- Have a mobile number registered with their CNIC
- Live in a household with a Poverty Means Test (PMT) score of 32 or less; in some cases, widows, disabled individuals, or orphans with a PMT score up to 35 may also qualify
- No household member should be a taxpayer, government employee, or registered vehicle/landowner
- Must not receive financial aid from other federal or international programs
- Previous applicants who were disqualified may reapply if their circumstances have changed (e.g., job loss, becoming a widow, or reduced income) through the NSER re-survey at the nearest BISP Tehsil office
How to Check Your Eligibility and Payment Status
- Via SMS (8171)
Send your 13-digit CNIC number (without spaces or dashes) to 8171. You will receive a message confirming your payment status and disbursement details. - Through the Online Portal
Visit 8171.bisp.gov.pk, enter your CNIC number and captcha code, and check your registration status, eligibility, and collection instructions. - In Person at BISP Tehsil Offices
If you face issues with SMS or online services, visit your nearest BISP Tehsil office. Officials will assist with verification, updating household information, or resolving complaints.
Payment Collection Methods
Payments can be collected via:
- Authorized bank branches such as HBL, Bank Alfalah, and Bank of Punjab
- Biometric ATMs and retail agents requiring thumbprint verification
- Mobile wallets including JazzCash and Easypaisa for users who have completed biometric registration
- BISP payment camps set up in various districts for mass disbursement
Remember to bring your original CNIC and ensure your biometric data is up to date. If you experience verification issues, visit your Tehsil office for assistance.
What to Do If You Haven’t Received Your Payment
- Confirm that your CNIC details are updated in the BISP database
- Check your status via SMS or the online portal
- If your payment status shows “under verification” or “payment returned,” visit your nearest Tehsil office for biometric re-verification or data correction
- Some delays may occur due to banking issues, biometric mismatches, or inactive CNICs
Final Words
The BISP Kafalat Program remains a vital support system for millions of Pakistani families, especially women-led households facing economic challenges. Phase 3’s expanded district coverage, updated eligibility criteria, and improved payment processes make the program more accessible and transparent. Stay informed and ensure your details are accurate to receive timely financial assistance.
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Who is eligible for the BISP Kafalat Program Phase 3?
Eligible applicants must have a valid CNIC, registered mobile number, and a Poverty Means Test (PMT) score of 32 or less (with some exceptions for widows, disabled persons, and orphans). Additionally, no household member should be a taxpayer, government employee, or registered asset owner.
How can I check if I qualify for the August 2025 payment?
You can send your 13-digit CNIC number to 8171 via SMS, check online at 8171.bisp.gov.pk, or visit your nearest BISP Tehsil office for in-person verification.
When will the payments be disbursed?
Payments for Phase 3 start on August 18, 2025, with cash withdrawals available from August 20, 2025. The process should complete by the end of August.
Where can I collect my payment?
Payments can be collected from designated bank branches (HBL, Bank Alfalah, Bank of Punjab), biometric ATMs, retail agents, mobile wallets like JazzCash and Easypaisa, and BISP payment camps.